If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), you’ve already paid for these benefits – but they won’t carry over into the new year. Don’t let your healthcare savings slip away when the calendar year rolls over. Put your oral health on the front burner, and the oral health of your family, to use up those FSAs or HSAs and improve your teeth, gums, and smile.
Use Your FSA / HSA at the Dentist
Toothache, cavity, teeth whitening, dental veneers, dental implants, dentures, and missing teeth; these can all be addressed with your Health Savings Account (HSA). You have to spend this money before the end of the year. Call us at (770) 888-3384
What dental procedures does my FSA cover?
In general, any dental procedure that treats or prevents a dental disease is typically eligible for FSA coverage. This list can include general dental care, diagnostic and preventive services, and sometimes restorative dentistry, such as:
- Dental bridges. Combine with crowns to form a new section of secure and attractive teeth.
- Cleanings and exams. Get your whole family healthy!
- Dental crowns. Repair that broken tooth once and for all with a natural-looking repair.
- Dentures or partial dentures. Rebuild your smile and restore functionality.
- Endodontics (root canal). Make the pain go away and save your tooth in the process.
- Gum disease. Restore your oral health and save your teeth.
- Gum recession therapy. Repair receding gums with a minimally invasive pinhole gum rejuvenation.
- Inlays and onlays. A non-invasive way to repair your teeth.
- Sealants. Protect the teeth of your youngest family members.
- TMJ therapy. Make the pain stop with customized night guards.
- Tooth extraction. Remove that problem tooth.
- White fillings. Fill problem areas of your teeth or have unsightly silver fillings replaced.
Some FSAs do cover orthodontic treatment. If your teen is gearing up for a temporary lifestyle that revolves around braces, or if you’re finally ready to align your teeth after years of dental problems, Invisalign aligners can get the job done. And insurance might cover the treatment.
Can I use my FSA for cosmetic dentistry?
While a great number of dental procedures are covered under an FSA or HSA, some treatments – namely, cosmetic dental treatments – are not included. If you want to brighten your smile with teeth whitening or perfect your smile with porcelain veneers, those fees must be paid out of pocket.
Bonus: Many dental procedures double as a cosmetic repairs whether they are formally noted that way or not. After all, a new crown or white filling repairs problems in your smile while improving the appearance of your smile in the process.
At Hello Family Dental, we accept many different dental insurance plans, including FSAs and HSAs. If you are uncertain about what procedures you may qualify for under your savings plan, contact the office of Dr. Mitul Patel in Johns Creek. We can help you make sense of your benefits, and schedule a consultation with Dr. Patel so you can determine what oral health care needs are most beneficial for you and your family before your benefits run dry.